No Access To Attic Fha

Still waiting to hear from appraiser.

No access to attic fha.

If the appraiser cannot observe the entire attic a head and shoulders observation along with an explanation from the appraiser regarding why the entire attic could not be observed is sufficient. Crawl spaces need to be free of debris like the one in the picture here. What is the fha rule for crawles asarpc s conventional vs fha va update from fha the single family. Do raisers really have to inspect the attic for an fha loan.

What will the fha appraiser do now just mark a box indicating no attic. 1 attics that are small less than 30 square feet of area or under a low slope roof that does not have a minimum of 30 inches of clear opening height between the top and bottom structural members are not required to have an attic hatch by the building code. When there is no safe access to the attic the appraiser is to note the inaccessibility in the appraisal report. If no access can be gained to an attic due to their being no scuttle the appraiser will report the lack of accessibility to the attic.

Fha appraisers are required to observe the attic area. If fha wanted you to crawl through the attic and crawl space they should have stated it plain and simple. At a minimum the appraiser must enter head and shoulders into the attic. On the fha appraisal of our house it said that they needed access to the attic.

Only one problem with that we have no attic. Inspection the attic must be examined whether access is by pull down stairway or scuttle. If there are christmas box decorations or anything else that would obstruct visibility inside the attic i would take it out. The appraiser doing an fha appraisal told us that he cannot access the attic from the outside of the home only the inside and he can only use a maximum of a 4 ladder to access it.

August 31 2020 by zamira leave a comment. No access to attic fha. Fha friday attic inspections riverfront raisals. July 20 2018 by zamira leave a comment.

Do raisers really have to inspect the attic for an fha loan. 2 the attic access opening may have been removed during a remodeling. Move all personal items furniture or debris that obstructs access to the attic. Taking the update class from an instructor that had face to face contact with those writing the manual stated if you cannot readily observe just note it and explain why.

There is no fha requirement to cut open walls ceilings or floors to make the attic accessible. I would also recommend having a ladder that is proportionate in size with the scuttle. Fha requires that the appraiser observe the attic for evidence of needed repairs and non compliance with fha property eligibility requirements.